Catalyst CFO Advisors
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    • What is a Fractional CFO?
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    • How We Work
    • When to Hire
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    Finance Services

    • Financial Planning & Analysis
    • Cash Flow Management
    • KPI & Reporting Dashboards
    • Finance Systems & ERP
    • Revenue Cycle Optimization
    • Strategic Finance Advisory
    • Budgeting & Forecasting
    • Profitability & Margin Analysis
    • Fundraising & Investor Readiness
    • Controller & Accounting Oversight
    • AI-Powered Finance Solutions
    • AI-Enabled Bookkeeping
    Full services catalog
  • Who We Serve
    • Founder-Led Lower Middle Market
    • Sponsor-Backed Companies & Portfolios
    • Professional Services Firms
    • Established SMBs & Family Businesses
    • Profitable AI-Native & Vertical Software
    All sectors
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Founder-Led Fractional & Interim Executive Leadership

Catalyst CFO Advisors places senior CFO and COO leaders — fractional or interim — into growing companies, paired with AI-Enabled, Human-Led bookkeeping and a bench of bookkeepers and FP&A analysts who execute alongside them.

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The Catalyst Framework

We Are Your CFO — Not Your Consultant

We embed senior leadership and judgment directly into your finance function. We close your books, analyze performance, and make decisions—not recommendations. Finance meets AI: we deliver institutional-grade financial rigor at startup velocity, compressing weeks of traditional CFO work into days.

01Forecast

A Rolling 13-Week Cash Forecast You Actually Trust

Cash is the only resource you can't borrow at the moment you need it. When visibility here is the priority, we stand up a rolling 13-week forecast — wired to your AR/AP, payroll, and debt service — on a cadence that fits your team, not a generic playbook timeline.

13-Week Cash

Updated · Monday 8:00am ET

Live
$4.82M▲+$612K vs prior

Projected ending balance · week 13

Operating inflows$1,820K
Payroll & benefits$920K
Vendor payables$640K
Debt service$185K
02Reporting

A Monthly Board Pack on Day 10, Every Month

A one-page board pack with the metrics that matter, delivered consistently on day 10 of every month. No 60-page decks — the same KPIs, the same definitions, the same cadence, every cycle.

CCA

Catalyst CFOAPP

Today · 9:42am

ok

February board pack delivered

Month-end close completed in 7 business days. KPI sheet, variance commentary, and updated 12-month outlook attached.
Revenue (MoM)+8.4%
Gross margin62.1%
EBITDA margin18.7%
DSO41 days
03Capital

Capital Strategy: Raise, Refinance, or Hold

Our team has helped raise and deploy capital across the cycle — equity, debt, and SBA. We'll tell you straight whether a raise is the right next move, when to refinance, and when to grow off the cash flow you already produce.

Capital scenarios

Modeled · 4 paths

Live
3.1x▲vs 2.4x prior round

Implied next-round multiple · base case

Hold / cash-flow growth62
Senior debt refinance71
Convertible note48
Series B raise86
04Operations

Operating Cadence — Not Just Finance

Most fractionals only do finance. Catalyst packages COO depth as a first-class offering: weekly operating reviews, KPI ownership, cross-functional accountability, and the rhythm that turns plan into execution.

CCA

Catalyst CFOAPP

Tuesday · 4:30pm

live

Weekly ops review · Q1 plan tracking

All five owners reported. Sales pipeline gap closed; supply chain throughput recovered after Monday outage.
Pipeline coverage3.4x
Throughput vs plan104%
Open critical issues1
05AI-Enabled Bookkeeping

Books That Close in 7 Days, Not 25

Our AI-Enabled, Human-Led bookkeeping operating model uses automation for transaction capture, categorization, and exception detection — with a human accountant in the seat for judgment, audit trail, and month-end close.

See how AI-Enabled Bookkeeping works →

CCA

Catalyst CFOAPP

Today · 6:14am

live

February close ready for review

2,481 transactions auto-categorized. 14 flagged for human review (0.6%). 7-day close window on track.
Auto-categorized99.4%
Flagged for review14
Close ETADay 7

Why the Depth Matters

Founder-Attributable Experience by the Numbers

No aggregated firm vanity metrics. These credentials anchor how we lead engagements — and how we train the analysts and bookkeepers who execute with you.

25+

Years of strategic finance leadership

CFO and senior executive roles, capital markets, asset management, and strategic planning since 1999.

~10

Years of AI & automation experience

Building AI-driven finance and operations since 2013 — long before "AI-augmented" became a marketing line.

3

Firms co-founded

AI-driven compliance, AI scheduling, and the AI/automation practice inside Catalyst.

5x

Institutional AUM growth

Helped grow a boutique long/short equity asset manager from $3B to $15B.

Sectors of Demonstrated Depth

Built for Sophisticated Buyers Across Six Sectors

Catalyst is sector-agnostic in capability and sector-deep where it matters. These are the buyer profiles we've delivered against repeatedly.

Founder-Led Lower Middle Market

$10M-$40M owner-operated companies (interim engagements to ~$75M) bridging from gut-feel to systems-driven decisions.

Explore the sector→

Sponsor-Backed Companies & Portfolios

Independent sponsors, search funds, family offices, and LMM PE platforms — interim, embedded, and add-on integration finance leadership.

Explore the sector→

Professional Services Firms

Agencies, consultancies, MSOs, and design firms where utilization and realization decide profit.

Explore the sector→

Established SMBs & Family Businesses

Multi-decade operators preparing for the next leg — succession, exit, or systems modernization.

Explore the sector→

Profitable AI-Native & Vertical Software

Profitable B2B SaaS, vertical SaaS, and AI-native software ($10M+ ARR, GM-positive, post-burn) — operator-grade finance from a CFO who runs AI in his own practice.

Explore the sector→
See all sectors →

Anti-Commoditization

How to Tell a Real Fractional CFO From a Six-Month Rebrand

The fractional CFO market exploded after 2023. Here is how to vet any provider you talk to — including us.

MetricIndustry Red FlagCatalyst CFO Advisors
Years in Finance Leadership
✕5 - 10 years; often an ex junior or non-exec finance FTE
✓25+ years across Wall Street, asset management, and CFO/COO seats since 1999
AI & Automation Depth
✕"We use ChatGPT" — no track record building or running AI in production
✓~10 years embedding AI in finance ops; venture work spans AI compliance, healthcare/telehealth, AI scheduling, and the AI/automation practice inside Catalyst
Founder-Operator Experience
✕Zero — first-time fractional, never sat in the exec seat
✓12+ years running Catalyst plus CFO/finance leadership at venture-backed, PE sponsored and privately funded companies across multiple industries
Capital Raised & Deployed
✕Has only modeled or advised — never closed a round
✓>$25M secured for SMB clients; institutional Series A and strategic capital across multiple ventures
Wall Street Pedigree
✕No institutional or capital markets experience
✓Partner at a boutique institutional equity asset manager; helped grow firm AUM from $3B to $15B; sell-side equity research at global bank franchises
CFO + COO Scope
✕Lacks senior finance experience, little or no operational experience
✓Both functions; packaged as Fractional CFO, Fractional COO, Interim CFO, and Interim COO
Crisis Leadership
✕Has not led through a market collapse, bank failure, or cyber attack
✓Macro (since 1999): recessions, the GFC, COVID-era disruption, inflation/rate cycles, banking-system stress. Company-specific: cyber attacks, liquidity strain, and national payments-infrastructure outages
Time-to-Value
✕Weeks of "discovery" before producing anything useful
✓Two-week onramp; first operating model in days; close cycle reduced from 15 to <3 days at clients
One-Sided Commitment
✕Tries to lock into 6–12 month engagements
✓All CCA contracts are month-to-month — if we don't produce ROI, we don't get paid.

Use this table as a checklist for any fractional you evaluate — including us.

Not ready for a consultation call?

Take the 3-minute CFO Readiness Assessment and get a practical read on your current finance setup.

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Integrations

Some Of The Tools We Plug Into

Catalyst is stack-agnostic — we work inside the systems you already run, including finance stacks and modern AI assistants.

  • QuickBooks logoQuickBooks
  • NetSuite logoNetSuite
  • Sage Intacct logoSage Intacct
  • Xero logoXero
  • Carta logoCarta
  • Mercury logoMercury
  • Stripe logoStripe
  • Plaid logoPlaid
  • Ramp logoRamp
  • Brex logoBrex
  • Bill.com logoBill.com
  • OpenAI logoOpenAI
  • Claude logoClaude
  • Perplexity logoPerplexity
  • Google logoGoogle
  • Google Gemini logoGoogle Gemini
  • Microsoft Copilot logoMicrosoft Copilot
  • Cursor logoCursor
  • Bland.ai logoBland.ai
  • Rippling logoRippling
  • Gusto logoGusto
  • ADP logoADP
  • Workday logoWorkday
  • HubSpot logoHubSpot
  • Salesforce logoSalesforce
  • LinkedIn logoLinkedIn
  • Microsoft 365 logoMicrosoft 365
  • Slack logoSlack
  • Zoom logoZoom
  • RingCentral logoRingCentral
  • Notion logoNotion
  • Monday.com logoMonday.com
  • Box logoBox
  • DocuSign logoDocuSign
  • Coupa logoCoupa
  • SAP Ariba logoSAP Ariba
  • AWS logoAWS
  • Supabase logoSupabase
  • Netlify logoNetlify
  • Doppler logoDoppler

Services

Executive Leadership + the Books Underneath Them

Six flagship offerings, scoped to where you are in the growth curve. Engage one — or run them as an integrated stack.

Flagship

Fractional CFO

Embedded executive finance leadership without the cost of a full-time hire.

Strategic CFO presence on a 2-4 day per month cadence. Capital strategy, board reporting, FP&A leadership, and the operator discipline of someone who has actually closed quarters under pressure.

Explore the service →

What's Inside

  • Monthly close, board pack, and KPI review
  • 13-week cash + scenario forecasting
  • Capital strategy and lender / investor management

Fractional COO

Operational discipline, systems, and execution rhythm for ops-heavy companies.

Learn more →

Interim CFO / COO

Full-time executive coverage during a transition: departure, integration, turnaround.

Learn more →

AI Finance Operations

CFO-grade AI: forecasting, scenario modeling, FP&A automation, board-pack automation.

Learn more →

Strategic Finance & Capital Readiness

Fundraising, lender package, M&A prep, investor-grade financials.

Learn more →

AI-Enabled, Human-Led Bookkeeping

Senior human bookkeeper. AI co-pilot. Catalyst-grade controls.

Learn more →
Full services catalog →

Resources

Operator-Tested Templates & Checklists

Pulled directly from Catalyst engagements

Free with email — no fluff, no sales call required

Browse all resources →
TemplateExcel · 1 sheet

13-Week Cash Flow Forecast Template

The exact rolling cash forecast our team uses on fractional CFO engagements.

Get the resource→
ChecklistPDF · 4 pages

AI-Bookkeeping Readiness Checklist

30 questions to vet whether your books are ready to move to an AI-Enabled, Human-Led model.

Get the resource→
FrameworkPDF · 6 pages

Board Reporting Framework

The one-page board pack template Catalyst delivers monthly to PE- and VC-backed clients.

Get the resource→

Ready to Put a Senior CFO or COO in the Seat?

Schedule a 30-minute consultation. Our team will walk through your situation and tell you straight whether fractional, interim, or something else is the right next move.

Schedule a Consultation

Executive Leadership

  • Fractional CFO
  • Fractional COO
  • Interim CFO
  • Interim COO
  • How We Work
  • All services

Finance & Operations

  • Financial Planning & Analysis
  • Cash Flow Management
  • Budgeting & Forecasting
  • KPI & Reporting Dashboards
  • Profitability & Margin Analysis
  • Strategic Finance Advisory
  • Fundraising & Investor Readiness
  • Revenue Cycle Optimization
  • Controller & Accounting Oversight
  • Finance Systems & ERP
  • AI-Powered Finance
  • AI-Enabled Bookkeeping

Who We Serve

  • Founder-Led Lower Middle Market
  • PE Portfolio Companies
  • Professional Services Firms
  • Established SMBs & Family Businesses
  • AI-Native & Technology
  • All sectors

Insights

  • Articles
  • Case Studies
  • Testimonials
  • Resource Library
  • FAQ

Company

  • About Catalyst
  • Brian Kostka (Founder)
  • Pricing & Engagement
  • Free Assessment
  • Contact

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